Travel Guide · Before Travel · 02
Travel Insurance
A considered insurance plan is the quiet backbone of any journey — especially one that includes movement, manual therapy and time away from familiar clinics.
A considered insurance plan is the quiet backbone of any journey — especially one that includes movement, manual therapy and time away from familiar clinics.
Coverage that lets you truly let go.
Retreats are designed to be restorative, but they are also travel. The right policy covers medical care, evacuation, trip interruption and the small surprises — lost luggage, delayed flights, a tweaked ankle on a mountain walk. The wrong policy is the policy you never read.
We do not sell insurance. We do, however, insist on it — and we have seen which providers actually pay claims in China. Below is what we recommend to our own guests.
A short checklist before you buy.
At minimum US$250,000 medical and US$500,000 medical evacuation. Verify the provider has a China assistance network — a foreign policy with no local partner is hard to use.
Confirm that the policy covers Qigong, hiking, hot springs, and any manual therapy your retreat includes. Some general policies exclude “alternative” practices.
If you have ongoing conditions, look for a waiver or pre-existing condition rider. SafetyWing and World Nomads both offer this with disclosure.
A retreat deposit is meaningful. Choose a policy that reimburses cancellation for medical, family or travel-disruption reasons — and read the exclusions list.
Three policies we have seen deliver.
For most international guests we recommend one of three: World Nomads (broadest activity coverage, popular with North-American and Australian travellers), SafetyWing (nomad-friendly, generous on pre-existing conditions), and Allianz Travel (strongest global hospital network).
Buy before you fly. The policy you buy at the airport is the policy that costs the most and covers the least. If you would like a second opinion on your specific plan, send it to us and we will review.
Forward your draft policy to our team — we will flag any gaps before you depart.